Platform Features

Every module a dealmaker needs.

From first-pass assumptions to detailed sensitivity analysis — Plinth replaces fragmented spreadsheets with a unified, 9-tab institutional platform.

Deals & Portfolio Dashboard

Manage your entire pipeline from a single view. Track live KPIs across your portfolio and access any financial model instantly.

  • Track Equity IRR, Net Yield, and DSCR at a glance
  • Categorise by asset class (Industrial, Retail, Office, etc.)
  • Sort by status: Underwriting, Live, Closed
  • Unlimited deal slots for Principal accounts
Deals & Portfolio
🏭
The Court FactoryIndustrial · Johannesburg
18.4%Eq IRR
1.42DSCR
🏪
Cedar SquareRetail · Cape Town
16.1%Eq IRR
1.21DSCR
🏢
Century City OfficeOffice · Cape Town
21.0%Eq IRR
1.65DSCR

10-Year Income Model & Assumptions

A rigorous financial engine translating assumptions into a 10-year cash flow forecast. Replaces brittle spreadsheets with bank-grade logic.

  • PGI to NOI build over a 10-year horizon
  • Model rental escalations, vacancies, and cost recoveries
  • SA-specific operating expenses (Rates, Taxes, Utilities)
  • Live recalculation across all 9 model tabs instantly
10-Year Income Model
Line Item
Year 1
Year 2
Year 3
PGI
12,500,000
13,475,000
14,526,050
Less: Vacancy Loss
(625,000)
(673,750)
(726,302)
EGI
11,875,000
12,801,250
13,799,748
Operating Expenses
(3,200,000)
(3,408,000)
(3,629,520)
NOI
8,675,000
9,393,250
10,170,228

Capital Stack & Debt Service

Structure complex financing arrangements and track debt amortization, interest payments, and covenant limits year-by-year.

  • Senior debt, mezzanine, and DFI facilities
  • Amortisation and Interest-Only (IO) periods
  • Live tracking of Loan-to-Value (LTV) limits
  • Annual Debt Service Coverage Ratio (DSCR) computation
Capital Stack &
Senior DebtR 125m
55%
MezzanineR 25m
15%
EquityR 65m
30%

Returns, Exit & Verdicts

Crystal clear outputs on deal viability. Compare projected returns against your fund's internal hurdle rates and bank covenants.

  • Levered and Unlevered IRR calculations
  • Equity Multiple and Net Present Value (NPV)
  • Sign Validation & Divergence Protection engine
  • Automated Pass / Warn / Fail verdict banners
Returns, Exit &
Deal Meets CriteriaBoth Equity IRR and DSCR exceed internal policy thresholds. Ready for investment committee.
Target IRR
18.0%
Projected IRR
21.4%

Sensitivity Analysis

Stress-test your assumptions. Generate instant heat-mapped data tables to see how variables impact your final IRR.

  • Two-way data tables auto-generated
  • Test Exit Cap Rate vs Target Hurdle Rate
  • Test Vacancy Rate vs Rental Escalations
  • Colour-coded heatmaps highlight risk zones
Sensitivity Analysis
Sensitivity: IRR
Exit Cap / RentR45/m²R50/m²R55/m²R60/m²
8.00%14.2%15.8%17.1%18.5%
8.25%15.1%16.4%18.2%19.6%
8.50%16.0%17.8%19.5%21.0%
8.75%17.2%18.9%20.8%22.4%

Due Diligence Checklist

108-item checklist purpose-built for South African commercial property. Track progress across legal, environmental, and structural dimensions.

  • Categorised by discipline (Legal, Environmental, Financial)
  • Assignable status per item (Progress, Done, Failed)
  • Upload and attach compliance documents directly
  • Visual progress bars for committee reporting
Due Diligence Checklist
Legal Due Diligence50% Complete
Title deed verificationOct 12
NS
Zoning certificate reviewOct 14
TF
Environmental assessmentPending
NS
Structural survey-

Expert Underwriting Review

Submit your deal sandbox directly to our internal experts for a comprehensive review. Ensure your models meet institutional standards before presenting to your IC.

  • Submit live deal environments to Plinth experts
  • Pre-submission transparency checklist validation
  • Detailed written feedback on key assumptions
  • Catch errors before investment committee review
Expert Underwriting Review
Request Expert ReviewCentury City Office Park
Ready
Transparency Checklist:
Financial assumptions validated
Sign validation on IRR engine
DD Documents attached
Submit to Experts

And so much more.

Every detail is calibrated for the South African market.

ZAR-Native

All calculations, reporting, and pricing in South African Rand. No currency conversion friction.

Bank-Grade Security

SOC 2 compliant infrastructure with end-to-end encryption. Your deal data stays private.

Branded PDF Export

Generate professional, white-label reports with your firm's branding for clients and investment committees.

Multi-Asset Classes

Office, retail, industrial, mixed-use, and hospitality. Sector-specific assumptions built in.

Document Intelligence

AI-powered extraction of key terms from lease agreements and zoning certificates directly into your model.

Organisation Branding

Upload your firm's logo and primary colors to instantly white-label the platform and all PDF exports.

Start modelling your first deal.

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